Pivo Alfred app for iPhone and iPad

Alfred by Pivo is a smart wallet and a personal finance manager in your pocket – accessible anytime, anywhere, automatically.

Alfred by Pivo keeps your important banking information, payment cards and details of your favorite stores always safely with you. It helps you be in control of your daily spending so you know what you can afford.

Alfred by Pivo has been designed to give you personalised reminders, recommendations and suggestions to help you manage your finances and optimise your spending. Instant analysis of your transactions to provide you insights and help you understand how to best spend on money on the things that matter to you.


More out of balance.
Alfred by Pivo helps you stay up to date with your account transactions. It lets you know what has happened with your account and helps you plan for the future. You can check your account balance without struggling with your key code list.

More out of payments cards.
Alfred by Pivo will let you know when your payment card is used. All of OP-Pohjolas payment cards are supported automatically.

More out of shopping.
Find the details of the stores and services near you. Receive suggestions of places, activities and products that best fit your preferences with great discounts through integrated loyalty programs and coupons.

More out of budgeting.
Automatically generated budgets allow you to track your spending and visualize where your money goes. Set spending limits on different budgets and easily measure how well you are keeping up. Spending view can be found in the main menu.

More out of your spending habits.
Alfred by Pivo delivers you personalized tips on how and where to best spend your money on. All you need to do is sit back and let Alfred take care of it!